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The 2-Stroke Garage => General Chatter => Topic started by: msr on September 26, 2022, 05:46:50 PM

Title: Insurance Poll
Post by: msr on September 26, 2022, 05:46:50 PM
Hi everyone,

I'm considering doing some insurance shopping and was curious to know who you like/tolerate. Anybody have any favorites? Or horror stories of companies to avoid? I've been with Nationwide for other purposes, but they seem insane for bikes.

Thanks,
Matt
Title: Re: Insurance Poll
Post by: Hawaii-Mike on September 26, 2022, 07:58:11 PM
I have a friend who does motorcycle towing as a business.  He says Geico is easy to deal with, when you have towing included in your policy.  If free towing is not needed, State Farm works for me.
Title: Re: Insurance Poll
Post by: pidjones on September 26, 2022, 08:09:04 PM
I've had Dairyland for a few years. On a Spyder and two (soon to be three) classics. All of the others increased my rates because we have not had any loans for about 20 years.
Title: Re: Insurance Poll
Post by: Plasticman on September 27, 2022, 10:59:37 AM
I have Geico, had had since I moved to Alabama.  I've never needed to use them, so don't know how they are for claims.  Farm Bureau was very good to me when I had a claim back in the 1990's.

Rob
Title: Re: Insurance Poll
Post by: Striker1423 on September 27, 2022, 02:56:37 PM
I just use Progressive cause it was easy. But, Michigan, being the only no fault state left in the whole of the USA, my rate for one bike PLPD is $275 a year.
Title: Re: Insurance Poll
Post by: 1976RD400C on September 27, 2022, 04:20:27 PM
Somehow I get a good deal with Progressive. 5 bikes for $180 a year total with 500K liability. When I added the little YL1 twinjet it when up $11.
Title: Re: Insurance Poll
Post by: m in sc on September 27, 2022, 04:57:07 PM
^ basically the same. this thread prompted me to contact them and ask for an 'old bastard' rate today, and they said i already had it. :dawg: its dirt cheap especially with multiple vehicles and no claims.
Title: Re: Insurance Poll
Post by: sav0r (CL MotoTech) on September 27, 2022, 04:58:44 PM
With two bikes currently insured I am around $150 a year. I'm 36, no accidents. I don't know if the coverage is worth it or not.
Title: Re: Insurance Poll
Post by: AAAltered on September 28, 2022, 09:20:08 AM
Cost aside, please please please get a "Stated Value" policy.  When my R5 went under water in Sandy, my $6k stated value, minus 20% to buy the bike from insurance company, was barely enough to rebuild it - especially considering I could not do it myself due to lost home, lost tools, and a million other post disaster issues.

Eric, eyeballing the project for the first time back in 2012:
(https://i.ibb.co/py1tdXJ/3237309-F-5-B0-A-4-FC9-B20-A-44229-D994-CEA.jpg)
Title: Re: Insurance Poll
Post by: irk_miller on September 28, 2022, 05:19:54 PM
I've been using State Farm for 25 of the last 30 years.  I even have life insurance policies for my kids.  They've never failed me. I use roadside often. LOL

(https://www.dotheton.com/index.php?attachments/img_3308-jpg.214585/)
Title: Re: Insurance Poll
Post by: sav0r (CL MotoTech) on September 28, 2022, 06:14:31 PM
The local tire shop didn't have crinkle walls in your size?
Title: Re: Insurance Poll
Post by: irk_miller on September 28, 2022, 06:28:39 PM
Quote from: sav0r on September 28, 2022, 06:14:31 PM
The local tire shop didn't have crinkle walls in your size?
I went to a Mickey Thomson radial after cutting that tire, even on the strip.